Job Details

Work Location:

355 North Fifth Street

Indiana, Pa 15701

Work Hours:

Monday - Friday

8:00am - 5:00pm

Additional hours as needed to fulfill the needs of the department.

Function: Responsible for the efficient and accurate preparation of Non-Real Estate consumer loan documents according to bank policy, compliance, and governing regulations. Ensures closing documents are prepared accurately and provided timely to banker to meet closing date and times.

Duties and Responsibilities:

• Acquires and maintains detailed knowledge of products, all applicable laws, and S&T Bank's Lending Policy to ensure compliance.
• Maintains proficiency in Documentation Software, Microsoft Word, Excel, Internet searches, E-mail, I.B.S., Consumer Loan Origination System, and Optima along with the upgrades to these programs or replacement software and any other conduit available to process applications as well as prepare required documents.
• Ensures hazard insurance has appropriate limits and coverage for vehicle loans.
• Ensures homeowners insurance and flood insurance have appropriate limits, coverage, effective dates, and S&T Bank listed in the proper mortgagee position for home equity loans.
• Monitors the S&T Closing Date Report to ensure loan documents are prepared based off closing dates requested.
• Satisfy underwriting stipulation(s) according to conditional approval.
• Reviews and verifies all supporting documents from third party and bankers to prepare the consumer loan documents. Makes changes to the loan package as necessary.
• Updates product log, Documentation Checklist, and internal closing calendar (on an ongoing basis) as work is completed.
• Assists in the training and development of Consumer Bankers, and maintenance (including updates) of the Consumer Loan Desktop Procedure to be used as both a training and reference manual.
• Prepares documents for consumer loans, following all federal and state regulations, which include verifying all conditions of the approved loan have been met prior to the release of documents for closing with borrowers.
• Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Performs all additional duties as required.

Education:

Requires a high school diploma or equivalent basic academic education.

Experience:

One to two years general experience.

Physical Demands:

Operates a keypad device, electronic equipment, office equipment: 90% of the day. Requires the use of manual dexterity skills for typing and filing up to 60% of the business day. Specific vision requirements include close vision of 18"-20" for computer work. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range:

$15.00 - $26.44