Job Details

At First Federal Bank, core values speak to the heart of an organization and are the essence of a company's identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.
Offering a dynamic benefit package that includes but is not limited to:

• Four Medical Plan Offerings to choose from
• Employer HSA Contributions (Coverage/Plan exclusions)
• Employer Provided Life Insurance Policy
• Annual Health Incentive
• Annual Wellness Reimbursement
• Tuition Reimbursement program
• Generous Match 401k Retirement Plan
• Paid Sick Leave
• Paid Vacation Leave
• 11 Paid Holidays based on the Federal Reserve Calendar

If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity. ESSENTIAL FUNCTIONS: - Responsible for reviewing the file and completing a pre-audit form and determining if the loan is ready to close. - Responsible for the proficient use of closing software. - Accountable for catching any clerical or system errors made in the loan package or in calculating the payoff. - Assure that all underwriting conditions are met prior to sending out closing packages. - Timely delivery of closing packages to settlement agent. - Must interact with settlement agents, customers, loan officers and processors daily. - Responsible for preparing the Closing Disclosure (CD) and insuring it meets the Underwriting guidelines. - Responsible for communicating and resolving issues with Closing Agents while the borrowers are at closing. - Responsible for completing a pre-funding audit on each file prior to disbursement. - Responsible for knowing and understanding how to fund loans. - Provides the best service to our customers with innovative and creative solutions. Minimum Qualifications - High school diploma or equivalent required. - Minimum 2 years mortgage closing experience. - Good organizational and time management skills. - Excellent written and verbal communication skills. - Basic knowledge of agency and underwriting guidelines. - Strong analytical and problem solving skills. - Basic knowledge of accounting principles such as debiting and crediting. - Knowledge of FHA, USDA, VA, FNMA and FHLMC guidelines. - Must have the ability to meet sudden deadlines. - Must be multi-task oriented. - Must have excellent PC Skills. - Knowledge of closing practices, mortgage documentation, recording practices, title/abstract legalities. - Some formal Underwriting or Processing experience is a plus. - Knowledge of lending guidelines for all states is a plus. - Knowledge of how to use MSP. Extended hours sitting and performing computer tasks may be required. -Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank. Bilingual candidates encouraged to apply. EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY E-VERIFY EMPLOYER